From both my experience and reading a lot about how they interact with the different receptors, reta and tirz are quite similar in terms of side effects, the main difference being reta increases sympathetic nervous system activity more causing increased heart rate, and sometimes insomnia or other effects. Reta also has weaker GIP agonism than tirz, so has worse gastrointestinal side effects than tirz, as GIP counteracts the negative side effects from GLP-1 agonism, but not a huge difference. Reta also seems to cause more dysasthesia/ skin sensory side effects than either sema or tirz, never seen any good explanation for why this happens more with reta than the others.
Sema has significantly higher rates of gastrointestinal side effects than reta or tirz, due to the lack of GIP agonism. Also more likely to cause food aversion and malaise, though not as common, can cause skin sensory issues but weirdly only at very high doses.
I had horrible nausea, malaise and food aversion from quite low doses ( 0.8mg/w ) of doctor prescribed sema, for a year, before I discovered grey peptides, but almost none from 15mg of tirz and hardly any from 5mg of reta added to that. This was a much much bigger difference than I was expecting.
In general they are acting on receptors in similar ways, the GI effects are from glp-1, gip seems to be mostly positive reducing glp-1 side effects, and glucagon agonism causes the increased heart rate, so it is possible to get a good idea of how you will respond to tirz from taking reta and vice versa, but some reactions to glp drugs are idiosyncratic and individual, so there are no guarantees.
Overall tirz has the lowest side effects followed not that far off by reta, with sema coming last by a fair margin.