I now have a Coinbase account. After my first transfer of funds into Coinbase, there was a six-day hold. And when I first tried to transfer the funds (USDC) to Exodus, Coinbase displayed "Likely Scam!" and forced me to upload my passport and make a video turning my had and reading numbers. to (re-) verify my identity.
For my second purchase, I transferred funds to Coinbase and was surprised (shocked, actually), to see no hold at all, but when I tried to transfer the funds to Exodus, it was "Likely Scam!" all over again. But this time, there was no identity verification. Instead, they were concerned that I was BEING scammed. So they had me engage in session with a chatbot, answering questions to convince it that I wasn't being scammed. Whew. Does it ever get easier?